Discover top international student loan options available

As an Indian student, do you dream of studying abroad? Going abroad for education opens doors to a number of opportunities. With the right financial help and guidance, you can unlock your study abroad dreams. Get ready to take a hassle-free flight!

Many banking and non-banking institutions offer low interest loans for Indian students wanting to study abroad. To check if you’re eligible to get a study loan for studying abroad, you need to check these boxes:

1. Be an Indian citizen.
2. Must be at least 18 years of age
3. Have a decent academic history.
4. Already be enrolled at an international university.
5. Be looking to enroll in a career-oriented programme.

Note: The listed criteria are basic ones for Indian students going to study abroad but to apply for a particular university, it is best to check their respective eligibility criteria.

Banks giving student loans make sure you can pay back the money after you finish studying. They check if you're a real student at a good university.

1. A filled copy of the loan application form
2. An offer letter given by the university
3. Documents of qualified exams (GMAT, TOEFL)
4. Original education certificates/mark sheets
5. Residential Proof of student
6. PAN card and other identity proof of the student
7. IT returns of the cosigner
8. Proof of income of cosigner
9. Details of assets and liabilities of the parents/guarantors
10. A copy of the passport of the student

Note: Make sure to check the list of papers needed with the bank, as the requirements can vary based on the bank's rules for student loans in the respective country.

We advise our students to clarify everything about the loans that they opt for like, what the loan covers, besides the tuition fees. Many loan programs now help with more than just tuition fees—they can cover various expenses like:

1. Examination, Laboratory, Library Fees
2. College and Hostel Fees
3. Books, Instruments, Equipment
4. Travel Expenses
5. Caution Deposit, Refundable deposit, Building funds
6. Insurance premium for the student
7. LaptopStudy tours, Thesis, Project work
8. Laptop

In India, there are generally two types of student loans for studying abroad:

1. Secured Education Loans: To apply for a secured education loan, you need to have collateral like apartments or government bonds.
2. Unsecured Education Loan: To apply for an unsecured education loan, you don't need any collateral as a guarantee but you need a co-applicant whose income decides whether or not your loan is approved.

The cost of studying in any university abroad depends on the country you are studying in and the university you are opting for. We always advise our students to make a list of expenses that they might incur during their study program and apply for loans accordingly.

Lots of great universities welcome international students. Here's how Indian students can pick the right loan to pay for their dream college and grab all the opportunities that await them.

1. Understand the terms of the loan.
2. Double-check the college you choose.
3. Check the pros and cons of the loan you apply for.
4. Make sure that you explore all your options
5. Choose the easiest repayment option.
6. Make sure that you have a proper plan to repay the loan.
7. If possible, Make sure that you’re aware of the prepayment fees.
8. Make sure that you clear all your doubts
9. Check the buffer period that the loan can offer.

Lorien is the perfect place to help you reach your dream country and build a successful career by handling all your study abroad needs. Here’s why you should choose Lorien to make your study abroad dreams come true.

1. We Help students in getting loan that covers 100% university fees and cost of leaving.
2. We charge ZERO fees for our services
3. We help you navigate necessary cosigners for Indian banks & no cosigner provisions for international banks at low interest rates.
4. We help you compare the best education loans possible.
5. We keep track of your loan application and bargain for the best price.

The universities abroad offer a number of courses, here are the ones that offer favourable career choices in the future:

1. Engineering
2. Business Administration (MBA)
3. Data Science and Analytics
4. Medicine and Healthcare
5. Computer Science
6. Finance and Accounting
7. Hospitality and Tourism Management
8. Creative Arts and Design
9. Environmental Sciences
10. Law

Indian students who pursue higher education abroad usually opt for or relevant visas. But to apply for these visas, they need to submit a few documents. The specific requirements can vary for each student, but here is a list to take note of:

1. University Certification:: The university that the student chooses should be accredited or recognized by the appropriate immigration authorities of the respective country.
2. Status of Enrolment: The applicant should be enrolled as a full-time student at the university.
3. Fluent in Language: Many universities have standardized scores for English Language proficiency. To get admission, the student must meet the language requirements set by their chosen institution.
4. Funding Status: Students need to provide evidence of sufficient funds to cover not only their studies but also living expenses while studying abroad.
5. Valid Passport: The student must have a passport that is valid for at least 6 months after completing the course.
6. Home-Country Residency: Applicants must provide proof of their residence in the home country to show that once the degree is over, they’ll return to their country.Proof of acceptance into a German study programme.