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Jun 2, 2025
Axis Bank Education Loan for Study Abroad
Get expert guidance on Axis Bank's best education loan rates and collateral-free options for your study abroad dreams.
Co-signerNo collateral
Axis Bank
Education Loan
Up to ₹1 crore
Interest Rate
10.50%* onwards
Processing fee
0.75%
Processing time
7 Days
WITH LORIEN FINANCE GET
High Approval Rate
17+ trusted lenders on one single platform
Starting at 3.39%*
Competitive Rate of Interest
Flexible Loans
No co-signer & no collateral loans available
Why Choose Lorien Finance for Your Axis Bank Study Abroad Loan?
Lorien Finance makes your Axis Bank loan journey smooth and hassle-free from comparison to disbursal, with end-to-end guidance.
Simplified application process
Personalized guidance & support
Covers tuition, living expenses, and travel
Support for top global universities
Loan Features & Details
| Features | Details |
|---|---|
| Maximum Loan Amount | Up to ₹1 Crore (Collateral) Up to ₹50 lakh (Non-collateral) |
| Interest Rate | Starting from 10.50%* |
| Cosigner Needed | Yes |
| Repayment Period | Up to 15 years |
| Processing Fee | 0.75% + GST |
| Moratorium Period | Study period + 6 Months |
| Prepayment charges | NIL |
| Countries Covered | USA, UK, Australia, Canada, and many more |
Eligibility Criteria
- Applicant must be an Indian citizen aged 18 years or above.
- Confirmed admission to a recognized university abroad is mandatory.
- Minimum academic score of 50–60% in Class 12 and graduation.
- A co-applicant (parent/guardian) with a stable income and good credit profile is required.
- University or course should be part of Axis Bank’s approved list (especially for unsecured loans).
- For unsecured loans, a minimum CIBIL score of 700+ is generally preferred.
4.7
on
reviewsInternational Alumni Network of 500+ Indian Students
4.7
onreviews
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Kickstart Your Study Abroad Journey with Confidence
Discover expert blogs, planning tools, and insights designed to guide you every step of the way.
Frequently Asked Questions
01
Can I get an Axis Bank study abroad loan without collateral?
01
Can I get an Axis Bank study abroad loan without collateral?
01
Yes, Axis Bank offers non-collateral loans up to ₹50 lakh for eligible students and courses from its approved list. A strong co-applicant profile is usually required.
02
What expenses does the Axis Bank loan cover?
02
What expenses does the Axis Bank loan cover?
02
The loan covers tuition fees, living expenses, travel, exam fees, insurance, and other education-related costs.
03
How long does Axis Bank take to process the loan?
03
How long does Axis Bank take to process the loan?
03
With complete documentation, loan processing generally takes 7 working days through Lorien Finance.
04
Is there a moratorium period on Axis Bank loans?
04
Is there a moratorium period on Axis Bank loans?
04
Yes, the moratorium includes the study period plus 6 months after course completion. No EMI is required during this time, although interest may accrue.
05
Can I repay the Axis Bank loan early?
05
Can I repay the Axis Bank loan early?
05
Yes, Axis Bank allows prepayment with zero charges, giving you the flexibility to repay early without penalties.
06
How can Lorien Finance help me with my Axis Bank loan application?
06
How can Lorien Finance help me with my Axis Bank loan application?
06
Lorien Finance offers free, end-to-end support—from eligibility checks and documentation to application submission and follow-ups—making the process fast, simple, and stress-free.
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Contact Us
Call Us
+91 9311015550
hello@lorienfinance.com
© 2025 Lorien Finance. All rights reserved.
Disclaimer: Lorien Finance is a loan advisory platform that connects applicants with regulated financial institutions, including banks and NBFCs. Loan approval, terms, and interest rates are solely determined by our lending partners and are subject to their internal credit policies. Lorien Finance does not charge applicants any upfront fees and does not guarantee loan approval or interest rates.
Disclaimer:
Lorien Finance is a loan advisory platform that connects applicants with regulated financial institutions, including banks and NBFCs. Loan approval, terms, and interest rates are solely determined by our lending partners and are subject to their internal credit policies. Lorien Finance does not charge applicants any upfront fees and does not guarantee loan approval or interest rates.