Tata Capital study abroad loans provide 100% coverage from tuition fees and living expenses including rent, utilities, food, groceries, local transportation, as well as miscellaneous costs such as laboratory fees, purchasing books, computers/laptops, and travel fares.
Tata Capital Education Loan
nbfc
Upto 7-10 days Loan Processing Time
Margin
NIL
Processing Fees
1% + GST
Collateral
Upto 100% of education cost
Non-Collateral
Upto ₹75 lakhs
Repayment Tenure
Upto 13 years
Cosigner Needed
Yes
Interest Rate
Starting from 11.50%*
Countries covered
USA, UK, Australia, Canada, and many more
Features of Tata Capital
Education Loan Abroad
Tata Capital offers an extensive range of services and products within the financial services sector. Tata Capital's education loan echoes the Tata Group's dedication to education. These loans enable students to pursue higher education domestically or abroad, supporting their growth and career advancement.
| Features | Education Loan Details |
|---|---|
| Loan amount | Upto 100% of education cost (Collateral) Upto ₹75 lakhs (Non-Collateral) |
| Margin money | NIL |
| Interest rate | Starting from 11.50%* |
| Processing fee | 1% + GST |
| Processing time | 7-10 days |
| Loan tenure | Upto 13 years |
| Prepayment charges | NIL |
| Countries covered | Tata Capital provides overseas education loans in numerous countries including USA, UK, Australia, Canada, Germany, Ireland, New Zealand, and many more. |
| Moratorium | Study period - 6 to 12 Months |
Benefits of Tata Capital Education Loan
Competitive Interest Rates
Tata Capital’s education loan interest rate is competitive and ensures that borrowing remains both affordable and manageable. With Lorien Finance, the bank prioritises minimising your financial burden as you invest in your education.
Sanction before admission letter
Tata Capital education loan can be obtained pre - admission, facilitating the completion of application processes and securing admissions for students.
100% financing
Tata education loan for abroad studies covers tuition fees, living expenses and all other miscellaneous expenses.
Expert Financial Guidance
Receive personalised guidance and support from financial experts, empowering you to make well-informed decisions throughout your educational journey.
How To Apply For Tata Capital
Education Loan For Abroad Studies?
You can apply for a Tata Capital Education Loan by connecting with our team of experts. Just fill out the form on our website, and we will schedule a callback and guide you through the process.
From helping you upload documents online to presenting them to the banks, Lorien Finance will help you throughout the application process.
Once all your documents are uploaded & KYC process is complete, you can expect your loan to get sanctioned within a few working days.
Why choose Lorien Finance to get an Education Loan From Tata Capital?
Best loans at unbeatable interest rates: Lorien Finance strives to bring you the best possible deals for your study abroad loans. Our experts negotiate on your behalf to get education loans at the lowest possible interest rates.
Effortless Process: All you need to do is fill out the form on Lorien Finance’s website. Yes, it’s that simple! Our team will take it up from there, making it a hassle-free process for you.
100% Free Assistance: Lorien doesn’t charge any processing fee or commission for student loans for your study abroad journey!
Quicker Loans: With constant application tracking and status updates, our experts ensure that your education loan for studying abroad gets sanctioned as early as possible.
Higher chances of approval: In case of any missing documents or other issues, Lorien’s team promptly reaches out to the bank to find solutions to increase your chances of getting a study loan for your overseas education.
Helping you fulfil your study abroad dream!
Fill out the form so our team can get in touch with you!
By entering my details here, I hereby authorize Lorien Finance to contact me through call, message or WhatsApp. It will override my registry on the NCPR/NDNC
Eligibility Criteria For Tata Capital Education Loan Abroad
Eligibility Criteria of Applicant
- Must be an Indian citizen aged between 18-45 years.
- Must have an excellent academic record.
- Must either have a guarantor or show security.
Eligibility Criteria of Cosigner
- Must be Indian with a source of income in India.
- Must have an Indian bank account for writing cheques
- The applicant’s parent, guardian, relative, or sibling can be the cosigner.
For Applicant:
- Identification Proof (Aadhaar card, PAN Card)
- Passport
- Available Mark sheets/Transcripts
- Previous Degree
- Entrance Exam Scores (GRE. IELTS, TOEFL, GMAT, Other) or University Waiver Letter
- Mark sheets of 10th, 12th, graduation and entrance exams
- Admission letter
- Fee structure
- Income Proof
- Additional documents may be requested in case of collateral required.
Documents Required
Expenses Covered By Tata Capital Education Loan
- Tuition fees
- Living Expenses (Rent & Utility, Food, Grocery and Local Conveyance)
- Miscellaneous Expenses: Laboratory Fees, Purchase of books, Purchase of Computers /Laptops
- Travel fare
FAQs
Bringing answers to your questions
What expenses does my overseas education loan from Tata Capital cover?
Do I need a cosigner for Tata Capital student loan?
Yes, a cosigner is mandatory for your student loan. A cosigner can be any of the following immediate family members: father, mother, brother, sister, or spouse. Additionally, the applicant’s maternal or paternal uncle/aunt or any blood relative are also eligible to be the cosigner.
Can I prepay my Tata Capital education loan? Are there any prepayment charges?
Certainly! Prepayment of education loans is allowed before the tenure completion, and no prepayment charges are applicable.
Can I secure a Tata Capital education loan without collateral?
You can get a loan amounting to INR 75 Lakhs without collateral from Tata Capital. We at Lorien Finance ensure that you get the best deal possible at the lowest interest rate.
View More
Lorien’s Success Stories
Real Dreams: Real Achievements
I'm Sambhavi, currently working at Deloitte. Lorien Finance helped me secure an education loan for my Master's in Business Analytics at the University...
Sambhavi
I want to express my utmost satisfaction and gratitude to Lorien Finance for their exceptional services....
Rachna
Thanks to Lorien Finance, I was able to secure an education loan without any hassle. Their online application process made it convenient for me to app...
Sharikha
I'm Sambhavi, currently working at Deloitte. Lorien Finance helped me secure an education loan for my Master's in Business Analytics at the University...
Sambhavi
I want to express my utmost satisfaction and gratitude to Lorien Finance for their exceptional services....
Rachna
Thanks to Lorien Finance, I was able to secure an education loan without any hassle. Their online application process made it convenient for me to app...
Sharikha
Finding suitable accommodation in a foreign country can be challenging, but Lorien Finance made it a breeze. Their partnership with reliable housing p...
Sriram
It was a good experience with Lorien Finance throughout the process they helped me in every step and made the process hassle-free and helped me to g...
Rama
It was a good experience with Lorien Finance throughout the process they helped me in every step and made the process hassle-free and helped me to g...
Ruchi
USA Office
609 Greenwich St, New York, NY 10014
INDIA Office
New Delhi - Plot No.1/262, Westend Marg, Saket, New Delhi 110030Mumbai- C20, G-Block BKC, Bandra East, Mumbai, Maharashtra 400051Nashik- 138, Vitthal Bungalow, Madhu Vijay Colony, Nashik 422005
Contact Us
Call Us
+91 7291099734
Email
hello@lorienfinance.com
Social Profiles 
© 2024 Lorien Finance. All rights reserved
