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Jun 2, 2025
Fulfil Your Abroad Education Dream With Tata Capital
Partner with India's trusted NBFC for education loans up to ₹2 crores. Get competitive interest rates, flexible repayment options, and hassle-free processing for your study abroad journey.
Co-signerNo collateral
Tata Capital
Education Loan
Upto ₹75 lakhs
Interest Rate
11.50%* onwards
Processing fee
1%
Processing time
7 Days
WITH LORIEN FINANCE GET
High Approval Rate
17+ trusted lenders on one single platform
Starting at 3.39%*
Competitive Rate of Interest
Flexible Loans
No co-signer & no collateral loans available
Why Choose Lorien Finance for Your Tata Capital Study Abroad Loan?
Tata Capital offers loans which enable students to pursue higher education abroad, supporting their growth and career advancement.
Simplified application process
Competitive interest rate
High loan coverage
Covers tuition, living expenses, and travel
Loan Features & Details
| Features | Details |
|---|---|
| Maximum Loan Amount | 100% cost of education (Collateral) Upto ₹75 lakhs (Non-Collateral) |
| Interest Rate | Starting from 11.50% p.a.* |
| Repayment Period | Up to 13 years after course completion |
| Processing Fee | 1% + GST |
| Margin Money | NIL |
| Moratorium Period | Study period + 6 to 12 Months |
| Prepayment charges | NIL |
| Countries Covered | USA, UK, Australia, Canada, Germany, Ireland, New Zealand and many more |
Eligibility criteria
- Must be an Indian citizen and 18 years of age.
- Must have confirmed admission to a recognised international university.
- Must have a strong academic background.
- Co-applicant required (parent/guardian/spouse/sibling) with a stable income.
- Collateral required for loan amounts above the non-collateral threshold (varies by profile)
4.7
on
reviewsInternational Alumni Network of 500+ Indian Students
4.7
onreviews
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Your Complete Study Abroad Guide Starts Here
Explore expert guides, blogs, and tools to help you plan your study abroad journey with confidence and clarity
Frequently Asked Questions
01
How long do I have to repay my Tata Capital education loan?
01
How long do I have to repay my Tata Capital education loan?
01
Loan tenures extend up to 13 years post-course completion, providing flexible repayment timelines that help manage affordability.
02
Is there an option to apply online and customize my loan amount?
02
Is there an option to apply online and customize my loan amount?
02
Absolutely. Tata Capital supports a fully digital application process, you can customize the loan to cover tuition, living costs, travel, books, etc., and manage everything from document uploads to tracking online.
03
Which universities and countries does Tata Capital support through its education loan?
03
Which universities and countries does Tata Capital support through its education loan?
03
While the lender doesn’t publish a fixed list, they typically fund studies at accredited universities worldwide. It's best to verify with your application if your chosen institution or course is eligible.
04
Can I apply for a partial loan if I’m funding a portion of my expenses independently?
04
Can I apply for a partial loan if I’m funding a portion of my expenses independently?
04
Yes! Tata Capital allows you to apply for a loan that covers only part of your educational expenses, making it flexible to blend with personal savings, scholarships, or grants.
05
Am I eligible for an education loan from Tata Capital for studying abroad?
05
Am I eligible for an education loan from Tata Capital for studying abroad?
05
To qualify, you should be an Indian citizen (typically aged between 16–35), with admission to a recognized foreign institution. Loans up to ₹2 crore (secured) or ₹75 lakh (unsecured) are available, with eligibility based on academic merit and co-applicant credentials.
06
Can I get a Tata Capital education loan without income proof?
06
Can I get a Tata Capital education loan without income proof?
06
Yes, if you're unable to provide income proof, you can still apply by offering a financially capable co-borrower or collateral to demonstrate repayment capability.
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Nashik 422005
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