WITH LORIEN FINANCE GET

01

Absolutely. PNB provides reimbursement of tuition fees upon submission of original receipts (within six months), credited to your PNB account for living and other expenses. Lorien ensures your document checklist is compliance-ready.

02

Yes, under Vidyalakshmi, PNB allows pre-admission loan applications, helping you obtain a sanction letter early, vital for visa and admission processes. Lorien’s team advises on optimal timing to align with your offer and documentation workflows.

03

Yes, certain government-backed subsidies (e.g., interest relief for loans ≤ ₹7.5 lakh) may apply, but only if properly applied through PNB at loan origination. Lorien ensures your case is evaluated for subsidy eligibility and documentation is error-free.

04

Yes, a glitch or miscommunication (e.g., unexpected EMI or NPA marking) can harm your CIBIL score. If this happens, collect official correction documentation from PNB and raise a dispute with credit bureaus. Lorien supports students when such anomalies arise.

05

Through the Vidyalakshmi portal, PNB allow pre-admission applications. Lorien guides you through timing the application to align with admission offers and streamline your visa preparation.

06

PNB typically finances up to 100% of your tuition and expenses, but the average sanctioned amount can range based on university tier, margin amounts might still need justification via funds proof. Lorien’s counselors help you assess eligibility and plan for any funding shortfall.