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Jun 2, 2025
Ascent Student Loan for US Education
Planning to study in the US? Get expert help with Ascent's abroad education loan options and collateral-free student loans.
Co-signerNo collateral
Ascent
Education Loan
Up to 100% of EC
Interest Rate
3.39% p.a.*
Processing fee
0%
Processing time
7 Days
WITH LORIEN FINANCE GET
High Approval Rate
17+ trusted lenders on one single platform
Starting at 3.49%*
Competitive Rate of Interest
Flexible Loans
No cosigner & no collateral loans available
Why Choose Lorien Finance for Your Ascent Study Abroad Loan?
With Lorien Finance, Ascent loans are easier to secure, with expert guidance from application to disbursal.
Simplified application process
Support for top global universities
Personalized guidance & support
Covers tuition, living expenses, and travel
Loan Features & Details
| Features | Details |
|---|---|
| Maximum Loan Amount | Up to 100% of EC |
| Interest Rate | Starting from 3.39% p.a.* |
| Cosigner Needed | Yes |
| Repayment Period | Up to 15 years |
| Processing Fee | NIL |
| Margin Money | NIL |
| Moratorium Period | Study period + 6 Months |
| Prepayment charges | NIL |
| Countries Covered | USA |
Eligibility criteria
- Indian student with confirmed admission to a recognized U.S. university or college.
- Must be at least 18 years old at the time of application.
- A U.S. citizen or permanent resident co-signer is required (except for Non-Cosigner loans).
- Must have a valid I-20 form and be enrolled in a full-time degree program (UG or PG).
- Basic credit requirements must be met through the co-signer where applicable.
4.7
on
reviewsInternational Alumni Network of 500+ Indian Students
4.7
onreviews
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
Loan Received: $30,000
Int. Rate: 6.45%
"I had a smooth and hassle-free experience securing a loan with Lorien Finance. They were professional, approachable, and transparent throughout the process, explaining all terms and conditions clearly. I highly recommend Lorien finance and Nishant for reliable financial assistance."
Harsh
Montclair State University
5
Loan Received: $28,000
Int. Rate: 7.24%
"I would like to express my sincere gratitude to Lorien Finance for their outstanding support in assisting me with my loan process. The team took the time to explain all the details, answer all my questions, and provide valuable advice throughout the entire process."
Vaidehi
University of New Haven
5
Loan Received: $35,000
Int. Rate: 4.70%
"I had a great experience with Lorien Finance while securing my student loan. The process was smooth, transparent, and efficient, making it stress-free for me. Lorien’s dedication to helping students achieve their educational goals is truly commendable."
Ayush
University of North Carolina
5
Loan Received: ₹34 Lakh
Int. Rate: 11%
"With straightforward application process I received my loan approval faster than I expected with Lorien Finance. The customer service team was responsive and very knowledgeable. I appreciate their transparency about fees and interest rates."
G. Bhanu
University of Portsmouth
4.7
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Frequently Asked Questions
01
What collateral or security is required for the loan?
01
What collateral or security is required for the loan?
01
Ascent offers non-collateral study abroad loans. Lorien Finance guides you through the process to ensure a smooth and transparent application experience.
02
Does Ascent offer special benefits or interest rate reductions for exceptional academic performance?
02
Does Ascent offer special benefits or interest rate reductions for exceptional academic performance?
02
Ascent does not specifically offer academic performance-based benefits, but it provides competitive interest rates for study abroad loans. Lorien Finance helps you secure the most favorable terms by negotiating with lenders and offering personalized guidance for your loan needs.
03
What is the process for applying for an Ascent study abroad loan through Lorien Finance?
03
What is the process for applying for an Ascent study abroad loan through Lorien Finance?
03
To apply for an Ascent study abroad loan by filling out the form on Lorien Finance’s website. Our experts handle the end-to-end process from document collection and KYC to submitting your application to Ascent ensuring quick approval within a few working days.
04
What is the interest rate on education loans for studying abroad?
04
What is the interest rate on education loans for studying abroad?
04
Ascent offers education loans with low interest rates starting at 3.39%*. The exact interest rate may vary, and we recommend connecting with our experts for the most up-to-date information.
05
What are the eligibility criteria for Ascent study abroad loans?
05
What are the eligibility criteria for Ascent study abroad loans?
05
To qualify for an Ascent study abroad loan, Indian students must provide valid identity proof (such as PAN card or employee ID), proof of income, academic details including school or university information, and estimated financial aid requirements. Employment details and reference contact information are also required to complete the application.
06
Is there a co-applicant or guarantor required for the loan?
06
Is there a co-applicant or guarantor required for the loan?
06
Ascent's education loans require a US cosigner, who is typically a permanent resident in the US.
USA Office
609 Greenwich St, New York, NY 10014
INDIA Office
New Delhi - Plot No.1/262, Westend Marg, Saket,
New Delhi 110030
Mumbai- C20, G-Block BKC, Bandra East, Mumbai,
Maharashtra 400051
Nashik- 138, Vitthal Bungalow, Madhu Vijay Colony,
Nashik 422005
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