We know, you’ve spent years working hard, acing your exams, building a solid academic profile, and now, you’ve finally received that golden acceptance letter from your dream university abroad. How exciting, right? But wait—before you start packing your bags, reality strikes! The cost of tuition, accommodation, travel, and daily expenses feels like a mountain too high to climb. For many Indian students, financial constraints are the biggest roadblock between them and their study abroad dreams. But here’s the good news—you don’t always need to fund your education alone! Recognising the aspirations of bright students like you, there are numerous Indian government scholarships for studying abroad, fully and partially funded, to help make overseas education more accessible
So, if you’re looking for ways to study in the UK, USA, Germany, Australia, or anywhere else
without breaking the bank, keep reading. We’re breaking down the best Indian government
scholarships that can help turn your global education dream into reality!
National Overseas Scholarship (NOS) – A Boost for Marginalised Communities
Why This Scholarship?
The National Overseas Scholarship (NOS) is designed to empower students from Scheduled Castes
(SC), Scheduled Tribes (ST), and Other Backward Classes (OBC) by funding their postgraduate
(Master’s & PhD) studies abroad.
What It Covers
- Full or partial tuition fee coverage
- Living allowance to help with day-to-day expenses
- One-time airfare to the study destination
Who Can Apply?
- Students from SC, ST, and OBC communities
- Must have scored at least 55% in their last degree
- Age limit: Below 35 years
How to Apply?
Applications are submitted online through the National Scholarship Portal (NSP).
Padho Pardesh Scheme – Interest-Free Loans for Minority Students
Why This Scholarship?
If you belong to a minority community (Muslims, Sikhs, Christians, Buddhists, Jains, or
Zoroastrians) and need financial aid to study abroad, the Padho Pardesh Scheme helps by providing interest subsidies on education loans.
What It Covers
100% interest subsidy on your education loan during the moratorium period (study duration + 6
months or 1 year after completion)
Who Can Apply?
- Students from notified minority communities
- Must have secured admission in a recognised foreign university
- Family income should not exceed ₹6 lakhs per annum
How to Apply?
Apply through the bank from which you’re taking the education loan.
Dr. Ambedkar Scheme of Interest Subsidy – Supporting OBC & EBC Students
Why This Scholarship?
This scheme helps students from Other Backward Classes (OBC) and Economically Backward
Classes (EBC) by covering the interest on their education loans while they study abroad.
What It Covers
Full interest subsidy on education loans during the moratorium period
Who Can Apply?
- Students from OBC & EBC categories
- Family income should not exceed ₹8 lakhs per annum
- Must have secured admission in a recognised university abroad
How to Apply?
Submit your application through the bank providing your education loan.
JN Tata Endowment Scholarship – A Legacy of Financial Support
Why This Scholarship?
The JN Tata Endowment has been supporting Indian students since 1892, providing loan-based
scholarships with flexible repayment options.
What It Covers
- Loan scholarships ranging from ₹1 lakh to ₹10 lakhs
- Additional travel grants & gift awards for outstanding students
Who Can Apply?
- Indian students with a strong academic record
- Must have secured admission in a foreign university
- Graduates from recognised Indian universities
How to Apply?
Apply online through the JN Tata Endowment official website.
Fulbright-Nehru Master’s Fellowships – Your Gateway to the USA
Why This Scholarship?
The Fulbright-Nehru Fellowship is one of the most prestigious fully-funded scholarships for Indian
students pursuing a Master’s degree in the USA.
What It Covers
- Tuition & fees for the entire program
- Living expenses (monthly stipend)
- Round-trip economy airfare
- Health insurance
Who Can Apply?
- Indian citizens with at least 3 years of work experience
- Strong academic and leadership potential
- Must apply for a Master’s program in the USA
How to Apply?
Apply online through the United States-India Educational Foundation (USIEF) website.
How Lorien Finance Can Help You Study Abroad
While government scholarships provide significant financial aid, they may not cover 100% of your
expenses—especially for tuition, accommodation, and daily living costs.
That’s where Lorien Finance steps in:
- Low-Interest Education Loans – Fund your studies with flexible repayment options.
- Global Reach – Loans available for top universities across the USA, UK, Europe, Australia, and more.
- Hassle-Free Process – Get expert assistance for loan approvals, documentation, and forex
management.
Funding your international education might seem challenging, but with the right scholarships and
financial support, it’s 100% possible! Whether it’s a government-funded scholarship or a tailored
education loan from Lorien Finance, the key is to plan ahead, explore all options, and apply smartly.
FAQs
Can I apply for more than one government scholarship?
Yes, but some scholarships may have restrictions on combining funds with others. Always check the specific terms before applying.
Do these scholarships cover living expenses?
Most scholarships cover tuition and travel. Some, like the Fulbright-Nehru Fellowship, also provide
monthly stipends for living costs.
What if I don’t qualify for a government scholarship?
Don’t worry! Many private organisations and universities offer scholarships for Indian students.
Plus, education loans from Lorien Finance can help bridge the financial gap.
Can I apply for scholarships after getting admission?
Yes, but some scholarships require you to apply before receiving your admission letter, so check the deadlines carefully.
