Essential Tips for USA Study
Finally! Your dream to study in the USA is about to come true. You must be excited and nervous about embarking on this lifetime journey, especially to make the most out of it. After all, not everyone gets to live the “American Dream”! However, there are certain things you need to keep in mind before you fly to the country. So whether you’re going for your bachelor’s degree, master’s program, or even Ph.D., read this article to know essential things before traveling to the states for your study abroad trip! Research the Country First, you must research the country to know about its culture, people, weather, economy, government, etc. Remember, you can’t show up without having a basic idea about the country. It will help you cope with culture shock better and adjust quickly to your new life. Furthermore, you must also keep yourself abreast of the current affairs of the USA, read travel guides, and watch Hollywood movies. Besides, if you know someone living in the USA, it would be a cherry on the cake. They can tell you many tips and tricks about local life that you might not even find on the internet. Basic Habits and Etiquette Learning some of the essential habits and etiquette of the USA is crucial. Many things differ from culture to culture, and something considered polite in one country can be seen as impolite in another. For example, In Japan, tipping a waiter or waitress can be treated as an insult in many situations. However, in the USA, tipping is obligatory, and you may have to leave a gratuity of 15-25% to the waiter or waitress for their service. Another thing that you need to take care of while studying in the USA is maintaining punctuality. Americans value time, and any delay or lateness can be interpreted as rudeness. So, make sure to show up early anywhere, be it your college classes or any significant event. However, lateness can be acceptable in large social gatherings! Pack Light It is tempting to load your suitcases with everything you can think of, but you should always carry only essentials with you. There are many reasons to pack lightly! Firstly, airports have a luggage weight limit. If you exceed that, it will be chargeable. Secondly, carrying multiple bags to a foreign country is not convenient and puts you at risk of lost, damaged, or stolen luggage. Finally, you can always buy anything you need in the USA as almost everything is available here! Finances Now that you are moving to the USA be it in your student housing in New York or Los Angeles, you should do a few things to take care of your finances, like notifying your current bank about your plans to shift to the USA for your higher education. Otherwise, they will consider it a fraud, and you will get locked out of your account. Secondly, you should convert your money into US dollars at the local bank (preferably) or airport and take it with you. During the initial days, figuring out the ATM or bank might take some time, and you will need some money as soon as you arrive in the country, like paying for your cab fare, food, etc. Moreover, after having an address in the USA, you should open a local bank account there as it will be convenient and help you avoid foreign currency charges. Meanwhile, you can also get a traveller’s cheque or a forex card. Final Takeaway! Pursuing your higher education in the USA can be expensive, so instead of going straight for student loans, try applying for various scholarships. Besides, you can work part-time to offset the high cost of living in the country! Overall, the USA is a beautiful country to live in as an international student. It is almost always called the best study abroad destination in the world that helps students thrive personally and professionally. So savor this opportunity and make the best use of it. Do you want help in finding student housing abroad? Amber provides millions of students globally with the best and most reasonable options for booking accommodation. Our booking executives will guide you through the entire process of finding your ideal student accommodation at your desired location!
Why Study in The U.S.A.?
For most Indian students, the seeds of studying abroad are planted right from childhood. Be it that one NRI cousin who is the object of every parent’s awe or the glorification and overexposure of western universities in the media, every kid wants a slice of that western college life. The dream of making it big and charting a stellar career often begins with the aim of enrolling in a prestigious university abroad. While it’s true that recognized universities exist all around the world, there’s a certain allure about the big American dream that puts the U.S. front and center for Indian candidates who want to pursue higher education abroad. So, why study in the USA? And more importantly, why should you pursue higher education in the U.S.? We have broken down the answer for you. 1. Flexible Choices There are several reasons why American colleges are considered top-tier for international students. But if we had to pick one, it would be the fact that one is free to choose different courses before declaring their major. This sets the U.S. apart from colleges in other countries, which insist students pick their major right when applying for college. Sometimes, colleges ask students to declare their major right when applying for the course. Not only does this restrict your freedom to switch your field of study later, but it also keeps you from exploring different subjects before you’ve made up your mind about which field you want to delve deeper into. It is in this regard that colleges in the U.S. give their students an advantage, by providing them a chance to explore their interests, before making a major decision. 2. Melting Pot of Cultures America is known as the melting pot of different cultures and that’s evident from their college classrooms. Every university, be it Ivy League or not, prides itself on having a solid diversity base regarding enrolment and admissions. This is not only an excellent chance for you to blend in with your unique heritage but also an opportunity to mingle with other cultures and gain a global perspective. If you get admission to a college there, chances are you’d meet many different students from different races and backgrounds. This allows you to nurture your openness to other beliefs and languages. 3. Opening doors to new careers A master’s degree from a reputed American university automatically opens doors to a lot of career opportunities. The holistic academic experience in the U.S. gives you an insight into different fields, thus broadening the scope of your career. In addition to this, American colleges also offer the highest salary around the world. Even when you apply for an education loan from Lorien to study in the U.S., the credit decision is based on this future employability, so you can pay back all the dues within the first 2-3 years of working. Even if your goal is not to settle in America, coming back home with a Master’s degree from the U.S. automatically makes you a desirable candidate for many global companies back home. 4. Networking Getting an MBA from a reputed college in the U.S. not only opens doors to great learning but also allows you to connect with future marketers, entrepreneurs, and tech wizards, who all might be sitting next to you in your classroom. Networking with classmates will give you a lifelong advantage in whichever field you choose. In conclusion, getting an MBA from the U.S. has a lot of benefits, but if finance is coming your way from getting into your preferred college, don’t let it be a roadblock. Get in touch with us at lorien.finance, where we connect US capital markets with Indian students by providing them with low-cost financial services.
Indian Students’ Guide: First Month in the US
We know how much your dream to study in the U.S. means to you. But we also understand that shifting base to another country is not an easy task. Indian students often grapple with several adjustments during their first few weeks in America. New people, new climate, new culture, new friends—it can be a little too much to take in all at once. Especially if you’re close to your family, and given that you’re Indian, it’s a safe bet to assume that you are. That’s why our Indian Students Guide for the First Month in the US emphasizes the importance of acclimating yourself before stepping foot in the land of the free. Both India and America are deeply set in their ways and that’s partially the reason why both countries have such strong values. But if you switch from one nation to the other, you need to come prepared. That’s why we’ve created a cheat sheet for you. A survival guide for the average Indian student to survive their first month in the U.S. Long story short, if you follow these steps, your transition to the U.S. will be a smooth and easy journey. 1. Do Your Research This goes without saying, but we’ll say it anyway—there’s no such thing as too much research when you’re about to shift to a new country, especially for two years. As part of the Indian Students Guide for the First Month in the US, you’ll need to know about the climate of the place you’ll be living in and pack accordingly. If the area experiences peak summers and winters, bring a wide variety of summer cottons and winter wools. If you know someone—like a friend or a relative—who’s already living in the same area, get in touch with them for insights. How long do monsoons last? Is there going to be snowfall? How much does the temperature fluctuate? No question is too small. Additionally, do a quick online search to find any Indian stores near your locality for replenishing groceries and spices. It’s also wise to connect with your university counselor to find out about other Indian students attending the college with you. We’re not suggesting you always stick together as a clan and avoid mingling with others, but having a little relatability during those initial days can really help. 2. Brace Yourself for The Culture Shock If you take the first step right, your research will tell you that America differs from India in many ways. For instance, the option of vegetarianism is not widely available when it comes to food choices. Although American states are catching the new wave of veganism quite rapidly, it’s still difficult to find variety in veg food. So, if you’re a vegetarian, we’d suggest you already figure out a game plan beforehand. Another thing that comes across as a shock for most Indians is that cabs are a luxury for the elite. The public uses the subway metros and other public transport daily to get from point A to point B. If we come down to listing it all, we’ll need another blog to write all the things that can come to you as a culture shock about the U.S. But more on that later. 3. Get a Job Right Away If you’re a student in the U.S., chances are you will have to do a part-time gig or two to maintain your daily expenses. America is not a cheap country so it’s a common sight in the U.S. for students to do part-time jobs to earn a little extra pocket money. And unlike in India, doing a small job as a busboy at a restaurant isn’t looked down upon. So, don’t go down the road of what people will say. Doing a part-time job in college will teach you a valuable lesson in money and time management. No amount of theoretical reading can give you that. So it’s vital that you get your hands dirty and get a job right away to support yourself while studying. 4. Open a Bank Account A wise person would get a bank account in the country as soon as they land to pay their bills and keep their money safe. But a wiser person would get a bank account even before landing in the U.S. Ask how? With the help of Lorien Finance, we help Indian students open a U.S. bank account and provide a debit card, so you can easily manage all your finances without the hassle of lugging the extra cash. The best part is that you don’t need a social security number or a past credit history to open a bank account. You can read more about our U.S. bank account here. (backlink) 5. Network to Make Things Work If you’re a foreign student in the U.S., this will be crucial in deciding how the next 2 years of your life pan out. Not only from a professional standpoint but even a social point of view. If you’re an introvert who doesn’t like to initiate conversations, you’ll have to work and build your communication skills. You can’t survive two years in a foreign land by staying in your bubble. It’s important to socialize from the get-go and find your tribe in the coming months. It’ll not only help you to find like-minded friends but will also open more academic opportunities. The more you engage with your classmates, faculty, and professors, the more opportunities will come your way. 6. Learn to Cook If there’s one thing that you should take from the blog, without a doubt, it’s this. No other skill is as essential to survive in the U.S. as cooking. You can’t survive every day on take-out food. It’s better to prepare your meals and eat healthier, richer food. It’ll not just save you money but will also make you self-reliable in the eyes of your peers and family. Not to mention, if you are not a meat eater, you will have a tough time
Importance of Education Loans for Study Abroad
Be it India or America, education is becoming expensive year after year, especially for post-graduate courses. In such a scenario, students who wish to study in the U.S. tend to eat into their savings to pay for their college tuition. But not many people have the luxury of having a college trust fund or parents with a sizable chunk of money set aside. For them, education loans for study abroad are a blessing, as they allow them to fulfill their dreams even with limited means. It gives these talented young students a chance to stand neck-to-neck with the global students and bring their unique brilliance to the forefront. It aims to empower young minds who are only bound by limited financial means and gives them the wings to soar high in the sky. Let’s look at other reasons why an education loan is a must-have if you plan and know about the importance of an education loan for studying abroad. 1. Saving your parent’s savings Indian parents spend their entire lives saving hard-earned money for their children’s college funds in the hopes of seeing their child study at a prestigious university someday. These savings often come at the price of their wishes or money they could have otherwise spent comfortably by them in their retirement. Taking an education loan to finance your studies relieves your parents from the stress of taking a significant financial burden on your behalf and frees up their life savings which can now be used as they deem fit. It puts the onus on you and your ability to pay back the loan in the years to come. 2. Shaping Your Credit Score While the concept of a credit score may not be as popular here, in foreign countries, it is pretty relevant. A loan to finance your education is a sure-shot way to build your credit score in America. All you need to do is ensure that you pay all installments on time to guarantee a stellar credit rating. People use their high credit scores to secure funds in the future whenever the need arises. It symbolizes your ability to repay the loan in the agreed-upon time without any delays or defaults. 3. Quick & Easy Visa Approval In most countries, including America, the visa authorities want to ensure that there’s a steady flow of funds and that the source of these funds is reliable. When public sector banks or trusted lenders support the loan, they automatically enhance the student’s profile, making the student a more worthy candidate in the eyes of the authority. Thus, a student who secures an education loan for studying abroad has a better chance of obtaining a visa quickly than a student who self-finances their studies. 4. Covering all The Bases When you take an education loan to sponsor your college, it funds not only your tuition fees but also covers travel expenses, study materials, accommodation, and more. And if you take an education loan from Lorien finance, we also throw in a free flight ticket to the U.S. Not only that, we wire the tuition fee directly to your university before each semester, so you don’t have to take the extra stress of going to the bank and making the payment or risk forgetting and becoming a defaulter. 5. Tax Benefits This is a frontrunner factor when deciding on taking an education loan for study abroad. Under section 80E of the Income-tax of India, the interest on an education loan is subject to a tax rebate. This makes the foreign education loan a viable scheme for your parents, who can juice the benefit of the tax rebate emerging from the interest you pay on loan after every period. If you’ve made up your mind to secure an education loan to finance your studies in America, then you’ve come to the right portal. Lorien Finance not only makes securing the loan quick and easy, but it also offers competitive interest rates as low as 8.5%. To know more about our education loans, click here.
Australian Education Loan Guide
Australia, with its world-class education and exceptional quality of life, has become a prime destination for students from all corners of the globe. However, embarking on this educational journey often requires financial support, and that’s where education loans come into play. In this guide, we’ll take you through the process of obtaining australian education loan guide for your studies in Australia, eligibility criteria, essential documentation, and more. Australia’s Educational Appeal With over 800,000 admission applications received annually, Australian universities have witnessed a consistent 4-5% increase in Enrolments. The country’s outstanding educational standards, welcoming local communities, and rich cultural diversity have made it a top choice for international students, trailing closely behind the USA and the UK. Exploring Education Loan Options To ensure a smooth financial transition into your Australian education, it’s advisable to initiate the education loan application process once you’ve received your college admission confirmation. Here are the main options available to Indian students: Indian Nationalised Banks These banks typically offer educational loans with collateral requirements of up to 90%, ensuring high security for students. Benefits include lower interest rates and cost-effective processing charges. However, be prepared for longer application processing times. Private Banks: Private banks in India offer faster loan acquisition processes, dedicated relationship managers, and improved follow-up services. Keep in mind that private banks often have higher processing fees and interest rates. Most notably, private bank loans for education are usually unsecured, meaning no collateral is required. Non-Banking Financial Companies (NBFCs): Institutions like HDFC Bank Credila and Auxilo provide loans to students once final confirmation is received from the Australian High Commission. Opting for an NBFC loan streamlines tuition fee disbursement and offers timely access to funds in your bank account, simplifying the overall loan disbursement process. Eligibility Criteria To be eligible for an education loan in Australia, certain conditions must be met: Before applying for an education loan, ensure you meet these qualifying requirements set by banks or lending institutions. Essential Documentation When applying for an education loan in Australia, you’ll need to provide various documents, including: Exploring Scholarship Opportunities While education loans are a viable option, it’s also worth exploring scholarships to alleviate the financial burden. The Australian government and Commonwealth initiatives offer various scholarships to Indian students, covering either full tuition charges or a substantial portion. These scholarships can significantly reduce the need for student loans. Special Education Loans for Non-Australian Citizens Indian students with permanent residency (PR) status have the opportunity to apply for student loans through the Higher Education Loan Program (HELP) in Australia or benefit from Commonwealth Supported Places (CSP). In Conclusion Australia offers an exceptional educational experience and quality of life, making it an ideal destination for students aspiring to build successful careers. With various education loan options and part-time work opportunities, students can ensure timely tuition payments and minimize any financial obstacles to their top-notch education. This comprehensive guide, covering scholarships, loan eligibility criteria, and essential information, empowers students to plan their study abroad endeavors effectively, paving the way for a promising future. At Lorien Finance, we’re committed to supporting your education journey, offering international education loan deals for Indian students studying abroad at competitive rates through our partnerships with national and international lenders. Your dream of studying in Australia is closer than ever
Education Loan for Abroad Studies
“Education is the key to unlock the world. It is the passport to freedom.” Oprah Winfrey ‘Main udna chahta hoon, daudna chahta hoon, girna bhi chahta hoon, bus rukna nahi chahta!’Does this inspire you and make you think of flying to different countries for your education? Well,what if we tell you, it is all possible! Any part of the world, the course of your choice, the university ofyour dreams! For those of you who aim to pursue higher studies abroad, but face a lack of sufficient funds, there is a magic carpet that’ll fly you to the study destination of your dreams, anywhere across the globe. And yes, this magic carpet isn’t interrupted by the stressful financial mountains in the way!Congratulations, Aladdin’s Genie granted your wish! Realising that securing admission to top-tier institutions abroad can be an enriching experience as they offer innovative learning, exquisite facilities, and premier projects that enable you to get numerous opportunities, education gateway consultancies, like Lorien Finance, intend to take off the immediate burden of financing the applicant’s higher education. USA, Canada, Australia and the UK have been the top choices for education destinations, but theNetherlands, Germany, UAE, France, Singapore, Italy and Spain are no behind in terms of learningopportunities. You must have researched all about the pros of studying abroad, but let’s get practical and understand the process in depth. To begin with, the tuition fee for an overseas student seems comparatively higher than that of a domestic student, but it’s completely worth it! You’ll have to spend extra for accommodation and other living expenses too. Don’t worry! This isn’t to scare you, but introduce the role of education loans in your journey to make it hassle-free! Don’t let your bank account hold you back from crossing oceans. Dive into your study abroad dreams with a loan! Types of Education Loans for Students Applying for Abroad Studies Indian students can opt for two types of loans based on feasibility, income and credit history. How to get an education loan for studying abroad without collateral? Are you dreaming of pursuing your higher education abroad with study abroad loans, but the thought of collateral is making you ditch your plan? Hold on, while we share a list of Indian and international lenders that help you aspire for gaining international education without the hassle of collateral. Lenders Loan Amount Interest Rate State Bank of India Upto ₹75 lakhs Starting from 10.15%* Union Bank of India Upto ₹40 lakhs Starting from 9.25%* HDFC Credila Upto ₹75 lakhs Starting from 10.50%* Axis Bank Upto ₹50 lakhs Starting from 10.50%* ICICI Bank Upto ₹1 crore Starting from 10.25%* IDFC Bank Upto ₹85 lakhs Starting from 10.50%* TATA Capital Upto ₹75 lakhs Starting from 11.50%* Ascent 100% cost of education Starting from 3.79%* Auxilo Upto ₹40 lakhs Starting from 11.50%* Avanse Upto ₹75 lakhs Starting from 11.50%* Earnest 100% cost of education Starting from 3.74%* Incred Upto ₹60 lakhs Starting from 11.75%* MPower Upto $100k Starting from 12.99%* Prodigy 100% cost of education Starting from 11.50%* Sallie Mae 100% cost of education Starting from 3.59%* With non-collateral loans from public banks like State Bank of India, Union Bank of India and many more, at feasible interest rates starting from 9.25%, the Indian government aids students aspiring to study abroad with accessible education loans. Non-collateral education loans for studying abroad from private banks including Axis Bank, ICICI Bank, IDFC Bank and more start at 10.25%, while Indian and International NBFCs like HDFC Credila, Tata Capital, Auxilo, Ascent, Avanse, Earnest, Incredible, MPower, Prodigy Finance and Sallie Mae offer non-collateral loans starting at 3.59%* and make overseas education accessible for all. While Indian lenders mandate the availability of a cosigner for non-collateral loans, International lenders including MPower and Prodigy Finance offer non-collateral loans without a cosigner. They provide study abroad loans on the basis of your credit history and academic performance. At Lorien Finance, we have partnered with 15+ financial institutions to help you with the besteducation loan for abroad studies. From lowest possible interest rates to non-collateral loans to loans without any cosigner, we have it all! The process of applying for a non-collateral loan with Lorien Finance is just the easiest. Let’s walk youthrough the same: Benefits of a Study Abroad Education Loan Education loans offer families the opportunity to secure the best possible education for their children without sacrificing their assets and savings. They strategically support academic aspirations and long-term financial stability. Here are some key benefits of a study abroad education loan: Types of Education Loan Providers Banks– Banks are financial institutions regulated by the Reserve Bank of India (RBI), which provide all financial services. Banks in India can be categorised as public and private sector banks. Public sector banks like State Bank of India, Punjab National Bank, Bank of Baroda etc. are owned by the government, while private banks like HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, etc.are owned by private entities. With a more extensive documentation and verification process, public and private banks in India offer to cover 100% of your education cost with their collateral and no collateral loans. At Lorien Finance, we have partnered with leading public and private banks from India, including State Bank of India, Union Bank of India, Axis Bank, ICICI Bank and IDFC First Bank to help you find the best education loan for your study abroad journey. NBFCs– NBFCs (non-banking financial company) are financial institutions other than banks that offer various types of loans without holding a banking license. By screening your academic profile before offering the study loans, NBFCs are redefining the norms of lending education loans. With offerings like collateral as well as non-collateral loans, NBFCs offer a higher loan amount if you meet the criteria. NBFCs also have quicker loan processing and disbursal time as compared to banks, as they are not subject to the same level of regulatory check. At Lorien Finance, we have partnered with leading Indian and International NBFCs including HDFCCredila, Auxilo,
Top Universities to Study in UK in 2024
Are you a true Harry Potter fan wishing to study at Hogwarts? Well, it’s time to write your own magical story at the top universities in the UK! The UK boasts a wide array of prestigious educational institutions renowned for their exceptional establishment in the academic field. With campuses that feel nothing less than castles, the perfect study weather with rainy days, and the British accent, of course, you are going to love the UK’s foggy streets! Prepare to swap your masala chai with English tea as we run through the top 10 universities in the UK as of 2024, where you can pursue the course of your dreams! UNIVERSITY TOP COURSES FEES(1st year tuition fee) University of St.Andrews 1. InternationalRelations MA(Honours) 2. ComputerScience (MSc) INR9.01L – 38.97L University ofOxford Oxford MBA INR13.39L – 81.93L University ofCambridge 1. BA (Hons)Economics 2. BA (Hons) Law INR23.2L – 72.01L London School ofEconomics andPolitical Science BSc Economics INR17.67L – 46.89L Imperial CollegeLondon 1. MechanicalEngineering 2. MBBS/BScMedicine INR15.6L – 64.18L UniversityCollege London Science &TechnologyLaw LLB INR16.75L – 60.22L DurhamUniversity BA EnglishLiterature INR14.22L – 36.53L University of Bath 1. ManagementBSc (Hons) 2. Humanities INR7.83L – 39.13L University ofWarwick 1. WMG 2. MBA 3. Politics andInternationalStudies BA INR19.62L – 56.09L LoughboroughUniversity ArchitectureBArch INR8.85L – 33.4L Whether your dream university lies in Amsterdam or London, at Lorien, we assure you guidance throughout your journey! From counselling sessions that help you determine the right course and university, to tracking your application, to funding your education, to assistance in the visa process and test preparations, Lorien experts will always be by your side!Contact us for a free counselling session over high tea!
Everything you need to know about STUDY ABROAD loans!
Is the same dream of flying to a foreign land to pursue your higher education hitting you every night? Are you trying to reach your favourite study abroad destination by hook or crook? Just how some Bollywood movies that inspire us to do what our heart says, we follow their path, without realising the practicalities of our dream. When dreaming of studying abroad, the biggest hurdle that comes in the way of most students is their tuition fee. But, that’s just one part of the list of expenses you’ll incur. Are you forgetting your living expenses, transportation, insurance, utilities and other expenses? In situations like these when the financial mountains keep you stressed, the concept of education loans enters the chat. Education loans can be your chauffeur-driven car to your dream university in the country of your choice. Now, that you see a green light to fulfil your study abroad dreams, lets dive deep into the concept of education loans for studying abroad. Loans vs liquidating your savings When it comes to securing a child’s future, parents ensure no stone is left unturned. From taking care of his every need to making sure he gets the best education, parents extend full support. When the child hits the age of receiving higher education, whether in India or abroad, the first thought in the parents’ minds is liquidating their savings, which they saved since so long for their children. How would you feel if we tell you a secret means of studying in your favourite country and not bothering your parents’ savings? How’s that possible? Well, education loans! From tuition fees to living expenses to airfare for study abroad students, and so on, education loans are a self-made badge that cover all these expenses, keeping your parents’ savings intact for future. They make your whole academic journey stress-free, not just for you but for your parents too. Types of Education Loans Indian students can opt for two types of loans based on feasibility, income and credit history. Study Abroad Loans: Eligibility, Documents required and Application ProcessEducation Loan Eligibility in India The following factors are a mandate to be eligible to apply for an education loan in India: Documents Required for an Education Loan The following documents are required for a study overseas loan in India: Application Process: The education loan application can be filled out both offline and online. In both scenarios, the applicant is required to submit the application along with the required paperwork, post which the lender contacts the applicant and proceeds with the loan application. Banks Offering Study Abroad Loans FINANCIAL INSTITUTIONS RATE OF INTEREST (Starting rates) MAX. LOAN AMOUNT State Bank of India 10.15% Upto ₹1.5 crore HDFC Credila 10.50% Upto 100% of education cost Union Bank of India 9.25% Upto ₹1 crore ICICI Bank 10.25% Upto ₹1 crore Tata Capital 11.50% Upto 100% of education cost IDFC Bank 10.50% Upto ₹1 crore Axis Bank 10.50% Upto ₹1 crore Ascent 3.79% Upto 100% of education cost Earnest 3.74% Upto 100% of education cost Auxilo 11.50% Upto 100% of education cost Avanse 11.50% Upto 100% of education cost Sallie Mae 3.69% Upto 100% of education cost Incred 11.75% Upto 100% of education cost MPower 12.99% Upto $100k Prodigy 11.50% Upto 100% of education cost Mistakes to Avoid while applying for a Study Abroad Loan Benefits of Education Loans for Abroad Studies So, there you have it- the ultimate lowdown on study abroad loans! You are now armed and ready to conquer the world, one lecture at a time. Remember, your dream of studying at that fancy university isn’t as far-fetched as it seems. With the right loan and a bit of savvy planning, you’re on your way to becoming the next big thing. And hey, don’t stress! At Lorien Finance, we’ve got your back every step of the way. If you need more deets, or just want to chat about your options, our expert counsellors are always here. Let’s turn those study abroad dreams into reality!
Top Courses to Study in UK in 2024
Has London Thumakda inspired you to visit the UK? Well, if you’re a student willing to fly to the UK to pursue higher education, you’ve landed at the right spot! Completing your degree with a blend of traditions, innovation, rich heritage, and multicultural environment: that’s what studying in the United Kingdom offers! Let’s unveil some of the hottest courses in demand in the UK in 2024! From potion brewing to code wizardry, here’s an enchanting list that promises to ignite your passion for a successful career. So, grab your virtual backpack and dive with us into the world of academic excellence! Why study in the UK? The UK has been considered one of the top destinations for Indian students aiming to study abroad. From well-established prestigious universities, out of which 4 stand tall in the top 10 universities in the world, to affordability in tuition fees and numerous grant opportunities, to supportive student-friendly policies for Indian students, the UK is a complete package! Not to miss the scenic places you can visit! Top Courses to Study in the UK When choosing the best course for yourself, don’t just restrict your parameters to your interest and passion, but research the best offerings as per the country and courses that can generate a higher Return On Investment (ROI). Some of the courses in the UK offering excellent career opportunities are: Medicine Considering the provision of healthcare to its citizens, Medicine is the most demanded course in the UK. The country is renowned for its investment in medical research and attracts thousands of international students to pursue medical degrees at the top medical universities. A healthcare degree with any specialisation in the UK ensures excellent prospects for the future, with doctors being the best-paid professionals in the country. India recognises the Medicine degrees earned in the UK, allowing graduates to practice in India. Eligibility: High A-level grades in science & completion of UKCAT or BMATAverage Tuition Fees: £30,000 – £50,000/year POPULAR PROGRAMS TOP UNIVERSITIES CAREER OPPORTUNITY Business Analytics One of the best courses to study in the UK, Business Analytics, revolves around analysing data sets, extracting insights, and making informed decisions. The UK has witnessed an increasing demand for business analytics professionals required by start-ups and well-established businesses.Eligibility: Bachelor’s degree in any relevant field and high scores in IELTS, TOEFL, or PTE as required by the universityAverage Tuition Fees: £18,000 – £38,000/year POPULAR PROGRAMS TOP UNIVERSITIES CAREER OPPORTUNITIES Management A comprehensive education in various business areas, including marketing, finance, operations, investments, administration, strategy, and leadership skills, is most sought after in the UK. These programs are designed to equip students with the knowledge and skills needed to excel in dynamic and competitive business environments. As a bonus, many business programs in the UK offer placements with internationally renowned companies.Eligibility: English language tests such as IELTS, TOEFL, or PTE with above-average scores.Average Tuition Fees: £40,000 – £1,00,000/year POPULAR PROGRAMS TOP UNIVERSITIES CAREER OPPORTUNITIES Information Technology and Computer Science With the world going digital, businesses are stepping into the digital world with enhanced online marketing strategies. The need for skilled computer science and information technology professionals is on the rise like never before. Pursuing a degree in this field in the UK will benefit you from top-notch teaching methods, one-on-one mentoring, and hands-on teaching with practical application at par with current industry standards.Eligibility: English language tests such as IELTS, TOEFL, or PTE with above-average scores.Average Tuition Fees: £12,000 – £45,000/year POPULAR PROGRAMS TOP UNIVERSITIES CAREER OPPORTUNITIES Nursing As defined by the NHS, nursing encompasses four primary areas: adult nursing, child nursing, mental health nursing, and learning disability nursing. All four areas are equally important, making nursing one of the most popular subjects in the UK. This diverse field equips students with vital skills, including patient care, effective communication, critical thinking, and essential medical procedures.Eligibility: English language tests such as IELTS, TOEFL, or PTE with above-average scores.Average Tuition Fees: £10,000 – £30,200/year POPULAR PROGRAMS TOP UNIVERSITIES CAREER OPPORTUNITIES Law UK Law programs provide an intensive and critical understanding of fundamental legal principles and practical skills. Law degrees in the UK are popular though a competitive option for overseas students. With a significant demand for legal professionals, the UK offers diverse law specialisations, allowing students to tailor their education to their interests and career goals.Eligibility: English language tests such as IELTS, TOEFL, or PTE with above-average scores. Completion of LNAT.Average Tuition Fees: £10,000 – £45,000/year POPULAR PROGRAMS TOP UNIVERSITIES CAREER OPPORTUNITIES Construction Management and Architecture Master the art of architectural design and gain expertise in construction materials, project planning, and cutting-edge technologies. Your education will extend beyond classrooms through practical workshops and real-world projects, providing you with invaluable hands-on experience. The demand for skilled professionals who can merge architectural innovation with sustainable construction practices has never been higher.Eligibility: English language tests such as IELTS, TOEFL, or PTE with above-average scores. A bachelor’s degree in a relevant field. A portfolio of work to showcase design skills and creative ability.Average Tuition Fees: £15,000 – £40,000/year POPULAR PROGRAMS TOP UNIVERSITIES CAREER OPPORTUNITIES Engineering A realm of boundless possibilities: engineering offers a ticket to a world of innovation, problem solving, and global opportunities. With a whopping 37 different streams, including Civil, Mechanical, and Software Engineering, get spoilt for choice when it comes to specialisations in engineering. In England alone, the engineering-led industry contributes about 40% of its GDP, forming a major chunk of its national economy.Eligibility: English language tests such as IELTS, TOEFL, or PTE with above-average scores.Average Tuition Fees: £15,000 – £32,000/year POPULAR PROGRAMS TOP UNIVERSITIES CAREER OPPORTUNITIES Fashion and Interior Design Studying fashion in England prepares students for success in the highly competitive and continually evolving world of fashion and design. Students are provided with a comprehensive introduction and understanding of the design process while encouraged to grow their style. Known for its influence on the global fashion and interior industry, many courses in the UK offer internships and work placements, along with regular industry visits.Eligibility: English language tests such as IELTS, TOEFL, or PTE with above-average scores.Average Tuition Fees: £10,000 – £30,000/year POPULAR PROGRAMS TOP UNIVERSITIES CAREER OPPORTUNITIES
Top Universities in the US 2024
“America is a canvas of endless colors, a symphony of diverse voices, and a story of infinite dreams waiting to be written.” – Maya Angelou Are you ready to buckle up for the most thrilling academic journey of your life as you prepare to study in the land of stars, stripes, and endless excitement-the good ol’ USA? From the glittering streets of Hollywood to the mouth-watering assortment of street food delights on the bustling streets of NYC, to the energetic nights at Time Square, to the sun-soaked vibes at Miami’s beaches, to the epicentre of innovation and exploration – NASA, to world-class Broadway performances, to Disneyland, Silicon Valley and what not, you can experience it all! America is surely a dreamy land! The US is home to some of the best educational institutions in the world, renowned for their exceptional establishment in the academic field. Your college mascot might be a squirrel, but your ambitions would be as big as the Texas sky! Prepare to swap your club sandwiches with hot dogs from food trucks as we run through the top 10 universities in the US, where you can pursue the course of your dreams! UNIVERSITY TOP COURSES FEES(1st year tuition fee) Massachusetts Institute of Technology MS Electrical Engineering & Computer Science MASc Supply Chain Management INR 35L-1CR Harvard University MS Data Science MBA Masters of Law Bachelors in Artificial Intelligence INR 18L-72L Stanford University MS Computer Science MBA INR 31.9L-68.9L University of California, Berkeley MS Computer Science MA Information Management & Systems INR 22.9L-67.6L University of Chicago MS Analytics MS Computer Science INR 47L-67L University of Pennsylvania MBA MS Engineering-Data Science INR 27.4L-70.9L Cornell University MEng Engineering Management MIM INR 17.4L-91.8L California Institute of Technology (Caltech) MS Electrical Engineering MS Computer Science INR 32.83L-50.8L Yale University MS Statistics & Data Science MBA MIM INR 36.4L-66.7L Princeton University Master of Finance MS Computer Science INR 50L-65L Whether your dream university lies in California, Boston, or New Jersey, at Lorien, we assure you guidance throughout your journey! From counselling sessions that help you determine the right course and university, to tracking your application, to funding your education, to assistance in the visa process and test preparations, Lorien experts will always be by your side! So pack your bags, grab your textbooks, and get ready for the adventure of a lifetime. From the bright lights of the big city to the awe-inspiring wonders of nature, the USA is waiting to be explored! Contact us for a free counselling session over some American burgers and some coffee!