Lofi Blog

A guide on studying in the USA for Indian students

Made the amazing choice of studying in the USA and having the experience of a lifetime? Well, we can only say it’s the best thing you can do! We know you have numerous questions and are searching the internet for everything or calling relatives in the States for advice-how to proceed, which university to choose, how to finance your study in USA journey, learning about the Visa interview, accommodation, and more. If you’re reading this, you’ve landed on the right page because we’re here to guide you through every little detail you need to know before planning your education in the United States. Why Study in the USA? But we ask, why not? Although, the reasons are plenty, let’s focus on some standout features that will  assert your decision to pursue higher education in the USA. • The United States of America is home to over 5300 top universities offering a wide range of  programs and courses. • We all know that employers love American degrees, boosting the chances of you securing a high-end  job after your course completion. • With highly advanced research laboratories, manufacturing workshops, and more, you would be able  to take part in groundbreaking research and create innovative new products. • Most American universities thrive on diversity as their strongest defining pillar. You are sure to make  friends from different nationalities and ethnicities. Top 10 Universities to Study in the USA in 2024-2025 As per Forbes’ annual list of the best American colleges for 2024 – 2025, here’s a list of the top 10  universities in the US. These schools are said to produce successful, high-earning and influential  graduates from all economic backgrounds with less student debt. Rank University State 1 Princeton University NJ 2 Stanford University CA 3 Massachusetts Institute of Technology MA 4 Yale University CT 5 University of California, Berkeley CA 6 Columbia University NY 7 University of Pennsylvania PA 8 Harvard University MA 9 Rice University TX 10 Cornell University NY The Categorisation of American Universities Type of University Description Ivy League Some of the oldest American institutions that are perceived to be some  of the most esteemed places to study and therefore extremely  competitive for admissions. Public Ivies State-funded or public universities in the US that have earned their  reputation and are considered prestigious and academically rigorous. Liberal Arts Philosophy The courses begin with a wide variety of courses in humanities,  languages, arts, and the social sciences before specialising in a  particular field. Specialist Institutions Universities and institutes that specialise in providing degrees in a  certain field such as degrees in music, visual and applied arts, etc. Land Grant Colleges and  Universities Large, publicly funded universities Research-Intensive  Institutions Universities that offer the highest level of research are a good starting  point for students seeking a doctoral degree. Popular Student Cities in the US The United States is home to numerous locations with some of the best academic institutions for  students from various parts of the world to pursue their education. Let’s have a look at some of the best  student cities as per the QS world ranking 2025: City QS Ranking  (Best Student Cities 2025) Boston 16 New York 18 San Francisco 29 Los Angeles 37 Chicago 44 Philadelphia 65 San Diego 69 Washington DC 70 Atlanta 72 Pittsburgh 80 Cost of Studying in the US With public and private universities available for higher education, tuition fees are the primary expense  for studying in the USA. The cost of education in the USA for Indian students typically ranges from  $35,000 (INR 29,49,504) to $85,000 (INR 71,62,759) per year, depending on the type of institution (public or private) and location. Let’s take a look at the estimated annual cost of studying for a postgraduate degree for international  students in the USA, including tuition fees, room and board, and other expenses. Expense Category  Cost Tuition and fees $20,000 – $40,000  INR 16,85,355 – INR 33,70,710 Room and board $10,000 – $15,000  INR 8,42,677 – INR 12,64,016 Books and supplies $1,000 – $1,500  INR 84,267 – INR 1,26,401 Personal Expense  $2,000 – $3,000  INR 1,68,535 – INR 2,52,803 Health Insurance $1,000 – $2,000  INR 84,267 – INR 1,68,535 Total (per year) $34,000 – $61,500  INR 28,65,103 – INR 51,82,466 Researching the Best University & Course Now that you’ve decided to pursue your higher education in the USA, the next question is which  university you will choose and what course you will pursue. We recommend applying to a few universities to keep your options open. On the US Department of  Education’s College Navigator site, you can search for various associate’s, bachelor’s, and advanced  degrees. To find the most suitable university, check out some renowned university rankings lists by  U.S. News & World Report, Forbes, The Princeton Review, and Times Higher Education. But,  remember, rankings should not be the only criteria you use to choose a university.  Ensure shortlisting universities that are welcoming to students from around the world – and also align  with your academic and professional goals. Moreover, your major should be the most important factor when choosing colleges to apply to in the  United States. Additionally, keep in mind factors like each college’s location in the US, the climate (weather), tests  required (academic standardized and English proficiency tests), tuition fees, scholarships, international  student services, campus facilities, internships and job placement options to shortlist universities that  best suit your needs. University Applications Once you’ve chosen the program you wish to pursue and shortlisted some universities, let’s begin your  university applications. You can start applying on the universities’ online portal by providing some necessary information and  submitting specific documents listed by the university. It is also important to know when the academic year commences in the USA. Most universities in the  United States commence their classes in August-September usually known as the Fall intake. A few  colleges also provide a January-February intake, called the Spring intake, that lasts till April. A  Summer intake is also available for limited short-term programs between May and August. The  duration of each course depends on the

The Affect of Donald Trump’s Re-election on the Study Abroad Dreams of Indian Students

Claiming victory in the 2024 US election yet again, Donald Trump has made the most remarkablecomeback in American electoral history. He is all set to return as the 47th President of the world’slargest economy — the United States. The biggest question amongst all this is — will this re-electionaffect the fate of the study abroad plans of Indian students? The Indian students’ s diaspora represents almost 28% of the international students in the US, being the second highest number of students choosing to study in the States. While being applauded by Indian Prime Minister Narendra Modi with an optimism of strengtheningties between the two nations, Indians are still wondering the impact of Trump’s renewed leadership on their study abroad fate. Let’s dive deeper to know what the future holds for all the study abroad aspirants from India! Donald Trump’s victory speech was awaited by Indians in the US and those seeking to go to the US for work or to visit friends and family to know the new president’s stance on visa rules. Announcing that he’s likely to introduce merit-based immigration changes that will benefit Indians, spread a sense of cheer among all. During his first term as President from 2016 to 2020, Donald Trump, through his executive orderE.O.13788 ‘Buy American and Hire American’ increased restrictions on H-1B visas, even for Indians. But this time, in his second term, his focus on reviving the US economy could create opportunities for India’s technology workforce and students in STEM courses. As heard in one of his election campaigns, Trump stated, “What I want to do and what I will do is —you graduate from a college, I think you should get a Green Card automatically as part of yourdiploma, a Green Card to be able to stay in this country. And that includes junior colleges too.”. Headded, “I’ve heard of people graduate from a top college or any decent college, and they desperately wanted to stay here, they had a plan for a company, a concept, and they can’t — they go back to India, they go back to China, they do the same basic company in those places. And they become multi- billionaires employing thousands and thousands of people, and it could have been done here.”. PM Modi’s ‘Friendship’ with Donald Trump Encourages Indian Students Aspiring to Study in the US With Donald Trump’s return to the White House, all eyes are set on the impact of this re-election on the relationship between India and the US. Hoping for a better future for immigrants, study abroad aspirants, border security, the economy, and global peace, PM Modi has welcomed Trump’s victory with wide arms and is optimistic about what the future entails, looking forward to India’s good diplomatic ties with Trump. With the great camaraderie between both leaders, India can look forward to renewing its collaboration to further strengthen the India-US Comprehensive Global and Strategic Partnership. As Indian students willing to study in the USA, let’s find some motivation in Prime Minister Modi’s words, “Together, India and the USA will work for the betterment of their people and to promote global peace, stability and prosperity.” Epilogue The clear intentions portrayed by Trump in his second term include bringing in international students, thus bringing in more revenue and helping fill the talent gap. At the same time, he hinted strongly about new policies to curb illegal border crossings and encourage people to explore legal ways of moving across borders and finding opportunities that are better suited to them. This upcoming term foresees Donald Trump to be positive towards international students. With theimplementation of pathways like green cards for graduates, Indian students may soon find it easier to stay, work, and contribute meaningfully to the US economy. Trump’s re-election could be a game-changer for international students planning to pursue highereducation in the US, providing the perfect opportunity to stay back and live the American Dream! It is bound to reduce the uncertainty often associated with staying in the US after course completion. By offering this steadfast solution to permanent residency, the States would be able to attract and cherish some of the brightest minds from around the world. At Lorien Finance, supporting students on their global journey is central to our mission, and we’reeager to see policies that make this path more accessible and impactful for students worldwide.

Canada vs Ireland: Where are Indian students off to?

Visa Interview Tips

Planning to study abroad, but confused about the perfect destination as per your dream course? That’s surely an important decision to make! Choosing between chilling at Niagara Falls or wandering in the lush green fields of Ireland is a dilemma, we don’t wish to be in. And thus, you’re at the right place, as this blog offers an insightful read in choosing the best study abroad destination for you! Canada vs Ireland, which team are you in? Understanding Climate, Culture and Safety in Canada vs Ireland Spreading from the Pacific to the Atlantic Ocean, Canada covers 5 different time zones, and thus, the climate may vary as per the city you plan to stay in. Toronto has a milder winter compared to other cities, while Montreal is cold and snowy. Overall, the country experiences significant fluctuations in the form of balmy summers and frosty winters. On the other hand, in Ireland, during the winter months, the temperature reached around 7°C, autumn months are seen having a temperature of around 15°C and summer months are have an average temperature of around 18°C. Known for being an immigrant-friendly nation, Canada is a mix of Asian, European as well as Latin American cultural practices. Similarly, Ireland is famous for being welcoming to all nationalities. With English as their primary language, a lot of international communities opt to stay here. As per the Global Peace Index 2024, Ireland ranks as the 2nd most safe country in the world and Canada ranks as the 11th most safe country in the world. Both the countries have even made public healthcare accessible for all, adding to the list of perks for choosing them as your study abroad destination. CANADA vs IRELAND: Understanding the Education System Canada vs Ireland for Indian students is surely an amazing topic to debate!Boasting some of the most prestigious educational institutions in the world, Canada offers highereducation publicly and privately, while Ireland offers the best education system in Europe. Known for its excellent standards and commitment to academic excellence, the Irish tertiary education system includes universities, technology institutes, and private colleges offering a variety of bachelor’s, master’s, diplomas and certificate programs. CANADA vs IRELAND: Top Courses to Pursue Both the countries, Canada and Ireland offer a plethora of excellent academic courses for students across the globe to pursue. While Canada offers around 15,000 academic programs, Ireland caters to over 5000 courses with a special focus on Science, Engineering and Technology.If you are planning to pursue your Masters in Canada or Ireland, let’s help you make an informeddecision about what major to pursue. STREAM CANADA IRELAND Engineering Software EngineeringBiomedical EngineeringCivil EngineeringIT and Networking EngineeringAerospace EngineeringMechanical EngineeringEnvironmental Engineering Computer ScienceAeronautical EngineeringMechanical EngineeringBiomedical EngineeringEnvironmental EngineeringElectrical and Electronic EngineeringCivil Engineering Hospitality Culinary ManagementTourism and Hospitality ManagementEvent PlanningResort and Hotel ManagementCertificate in Global Tourism and HospitalityManagement International Hotel ManagementHospitality ManagementTourism ManagementArts and TourismAirline StudiesCatering and CookingHotel AdministrationTourism Destination Marketing Management Project ManagementMBAManagement SciencesDigital BusinessFinanceMarketingSupply Chain ManagementGlobal Business AdministrationSocial Economy and Co-operatives Supply Chain ManagementDigital Marketing StrategyFinancial Risk ManagementAccountingBusiness AnalyticsFinanceProject Management Medical Diploma in ParamedicCardiology TechnologistDiploma in Auxiliary Nursing ScienceB.Sc BiotechnologyOccupational TherapyDental MedicineClinical Research Mental Health NursingSurgery and ObstetricsSpeech and Language TherapyImmunology and Global HealthMedical ImagingKinesiologyDentistryNutrition and Dietetics Humanities Bachelor of ArtsHistory and SociologyLiteraturePolitical ScienceHistory and SociologyTheatreCommunicationLanguageMedia Studies Bachelor of ArtsHistory and SociologyLiteraturePolitical ScienceHistory and SociologyTheatreCommunicationLanguageMedia Studies CANADA vs IRELAND: Student friendly cities and cost of study As per the QS Best Student Cities 2025, Montreal, Toronto, Vancouver, Ottawa and Quebec rankamong the top 100 student friendly cities in the world from Canada, boasting a network of prestigious universities, a strong student network and a bundle of job opportunities. On the other hand, living in Ireland’s Dublin, Galway, Cork and Limerick, proved to be the best options for students from across the globe for exceptional education, world-renowned universities and employment opportunities. CANADA vs IRELAND: Top Universities to pursue Masters Let’s have a look at some of the top education institutions in Canada and Ireland as per the QS WorldRank 2025 report: UNIVERSITY COUNTRY CITY QSWORLDRANK 2025 INTERNATIONALSTUDENT RATIO Compares the number ofinternational students to thetotal number of students EMPLOYMENTOUTCOMES Measures how well aninstitution prepares itsgraduates for the jobmarket University of Toronto Canada Toronto 25 96.1 98.7 McGill University Canada Montreal 29 89.6 98.3 University of BritishColumbia Canada Vancouver 38 72.8 74.6 Trinity College Dublin Ireland Dublin 87 88 88.6 University of Alberta Canada Edmonton 96 71 70 University of Waterloo Canada Waterloo 115 71.3 58.9 Western University Canada London 120 49.5 96.7 University College Dublin Ireland Dublin 126 74.8 89.8 Université de Montréal Canada Montreal 159 54.1 54.2 McMaster University Canada Hamilton 176 56.7 49.9 University of Ottawa Canada Ottawa 189 77.8 39.8 Queen’s University Canada Kingston 193 26.6 87.1 University College Cork Ireland Cork 273 52.1 34 University of Galway Ireland Galway 273 43.2 46.6 Dublin City University Ireland Dublin 421 22.6 35.3 IRELAND vs CANADA: Cost of studying Undergraduate & Postgraduate programs Living in Canada vs Ireland have varying costs that you, as a student, would incur. We’ve jotted down a list of all those expenses so that you have a decent idea of how you’ll manage your finances. Let’s explore together! PARTICULARS COST FOR PURSUINGCOURSES IN IRELAND COST FOR PURSUINGCOURSES IN CANADA Average Tuition Fee €9,850 – 25,500/year (UG)€9,950 – 35,000/year (PG) CA$550 – 56,000/year (UG)CA$2150 – 58,300/year (PG) Utilities (electricity, gas) €30 -50/month CA$150/month Transportation €50 -55/month CA$90/month Food €250 – 350/month CA$300/month Accommodation €300 – 600/month CA$250 – 800/month CANADA vs IRELAND: Acceptance rate for Indian students The approval rate for student visas for Indian students aspiring to study in Canada was 72% in 2023, however, in 2024, the rate rose to 85%, but, the number of applications submitted was lower than 2023. Some of the reasons for declining interest of Indian students in Canada include : Ireland has a high acceptance rate for international students, with a student visa success rate of around 94%. The rejection rate is typically between 1-4%. Ireland is a popular destination for Indian students, with the number

US Packing Tips: Organize Your Suitcase

Packing for long-term travel is never a simple task, especially when shifting base to an entirely new country. You’re uprooting your entire life and carrying it with you in a suitcase or two. So, it’s essential to pre-empt what matters to you and customize your checklist accordingly. Here are some US packaging tips to organize your suitcase, ensuring you maximize space and keep your belongings neat and accessible. It’s not just the essentials that you need to be packing for but also the things that will keep you close to your home, especially on days when you feel homesick. For those who have never traveled to the U.S., there are quite a few things that can come as a cultural shock. That’s why it is essential to categorize and make a checklist of items that will come in handy during the first few months when you land in the U.S. 1. The ‘I Miss Home’ Compartment Everything that reminds you of home – be it a favorite blanket, mom’s homemade aachar, or even a packet of Maggi. Anything that has a strong memory attached to it would do the trick. Sure, you’ll be starting a new chapter in your life, and you’d want fewer things that trigger the memory of home. But on days when those feelings inevitably wash you over, there’ll be a little piece of a house sprinkled around your room. 2. The Kitchen Compartment It’s important to pack the absolute essentials as you don’t want to lug around all that extra weight of utensils. Here’s what we suggest that you pack: 2.1 ROLLING PIN (BELAN) AND ROLLING BOARD (CHAKLA) As a student, you may not always get the time to cook, and in such situations, frozen-style naans are available in major American food stores like Costco and Wegmans. But if you plan on cooking your own Rotis, it’s better to stash the belan and chakla as they will easily fit inside your suitcase. 2.2 INDIAN SPICES You may not immediately find an Indian store in your vicinity, so it’s better to bring your own set of spices for the initial few days. Also, spices in India are comparatively low in cost, so you might save there until you find an Indian store where you can replenish the stock as and when necessary. 2.3 UTENSILS Most of the cutlery and utensils, like forks, spoons, pans, and knives will be available at an affordable rate across all major American outlets. A small Kadhai or Pressure Cooker is where you’d want to draw the line, as you don’t want all the big utensils to eat up all the space in your suitcase. 2.4 FOOD Again, we’d recommend that you stick to the items that won’t be available in the U.S. Most food items like rice, pulses, flour, beans, etc., are widely available at any Indian store in America. You may want to pack some homemade specialties like ladoos, aachar, papad, or ghee. No store products or restaurants can replicate the taste of homemade food. 3. The Health Care Compartment 3.1 MEDICINES It is important to note that a lot of over-the-counter medicines that are generally available in Indian stores are not available in the U.S. without a valid prescription. Plus, you may not get some medication altogether. Hence, we suggest you pack the basics: Crocin (for fever), Combiflam (for body pain), Gelucil (for indigestion), and Vicks Vapour Rub (for the common cold). It’s essential to carry your prescription medicines with you, at least for the first two months, until you get familiar with the American healthcare system. 3.2 EYEWEAR Word to the wise: It’s best to have the foresight and come prepared with an extra pair or two of your spectacles and contact lenses. Eyewear in the U.S. can empty your wallet faster than you blink unless you have a good insurance plan. 3.3 HOME REMEDIES (GHARELU NUSKHE) As Indians, we love our homemade churans, and Anardaana golis that aid in healthy bowel movements. No shame in carrying these super effective home remedies with you when venturing into a new country. Your gut will thank you on days when you’re feeling a bit clogged on the inside. 4. The Paperwork Compartment As immigration laws keep getting renewed and upgraded, it’s always best to stay one step ahead and keep all the necessary documents handy. Here’s a simple cheat sheet for all the critical documents you need to keep with you as a student in the U.S. 5. The Clothes Compartment While this may seem obvious because who would forget to pack clothes, it’s still important to be ready for every occasion. Don’t just pack your regular T-shirt and Jeans for college. If you’re pursuing a professional master’s course, chances are that you’d be wearing formals a lot more often for class presentations. Carry a pair of at least 3 formal shirts and 2 formal trousers with you and one complete set of a formal suit with a tie. Other miscellaneous items include Socks, Sweaters, Sunglasses, belts, Handkerchiefs, and Shoe Polish. Suffice it to say; that these are all optional as you can find them at your nearest apparel store in America. But better to pack them anyway. In conclusion, carry things that will be useful to you and eliminate all the unnecessary stuff. Most American airlines allow two check-in baggage, not more than 23 Kg each. So it’s essential to categorize each section and allot a fixed weight to it. While traveling to a new country for your master’s may be an exciting journey, the preparation can sometimes be challenging and daunting. That’s why it’s important to bring yourself to ask this question before you start to pack – will this item add value to my journey, and is it something that is of importance to me? While our list of things to pack for the U.S. may have ended, your journey to thriving college life in America is just beginning. So, kick back and get ready to take

Visa Interview Tips for Your Study Abroad Dreams

Visa Interview Tips

Embarking on a journey to study or work abroad is an exciting and life-changing decision. However, before you can set foot in a foreign land, you must navigate the crucial step of the visa interview. This visa interview tips can be a make-or-break moment in your quest for global education or career advancement. To help you prepare effectively, we’ve compiled seven valuable tips that will boost your confidence and increase your chances of success. 1. Smile: A genuine smile can work wonders during your visa interview. It not only reflects your happiness but also leaves a positive impression on the interviewer. Your smile communicates that the decision to travel abroad brings you joy and that you are genuinely excited about the opportunity. So, remember to wear that smile as you step closer to achieving your dreams. 2. Good Posture: Confidence is key during your visa interview, and maintaining good posture is an excellent way to convey it. Sit up straight, as it demonstrates that you are well-prepared and self-assured. Avoid excessive fidgeting or making sudden movements, as the interview is an official setting. Striking the right balance between comfort and formality is crucial. 3. Dress Well: Your attire speaks volumes about your professionalism and commitment. Treat the visa interview as a formal occasion and dress accordingly. Wearing appropriate clothing reflects your positive outlook and supports a favourable image. Remember, it’s better to be slightly overdressed than underdressed. Flashy jewellery or overly casual attire is best avoided. 4. Speak Fluent English: For most applicants seeking to settle abroad, proficiency in English is essential. Speak clearly and without the burden of a fake accent. Maintaining the right pitch and tone is equally vital. Avoid speaking too loudly or too softly. Articulate each word, and resist the temptation to adopt a casual conversational style. 5. Effective Communication: Clear and effective communication is crucial during the interview. Maintain eye contact with the interviewer as a sign of respect and honesty. Answer questions directly and politely. If you do not understand a question, don’t hesitate to request clarification. Avoid rambling or expressing unsolicited opinions on unrelated topics. Minimize the use of fillers like ‘Like,’ ‘Um,’ or ‘I guess’ in your responses. 6. Maintain Eye Contact: Eye contact is a powerful indicator of honesty and confidence. When there are multiple interviewers, make an effort to engage with each of them by looking into their eyes. Consistent eye contact conveys that you are sure of what you are saying. Failure to do so may imply uncertainty or lack of confidence. 7. Stay Organized: A well-organized approach can significantly enhance your interview experience. Keep all the required documents neatly arranged in a folder or file that you will carry to the interview. Sticky notes can help you catalogue your documents efficiently. Ensure you have photocopies of essential documents, such as detailed itineraries for tourist visas or admission letters for student visas. Additionally, carry financial proof and your passport. In conclusion, acing your visa interview is crucial to realizing your dreams of studying or working abroad. These seven visa interview tips will help you navigate the interview with confidence and poise. Remember that preparation is key, and with the right approach, you can make a positive impression. Furthermore, for Indian students seeking accessible and affordable loan solutions to pursue a global education, Lorien Finance is your trusted partner. Explore our tailored loan options to turn your dreams into reality.

Finance Your study abroad dreams

Finance Your study abroad dreams

“Education is the key to unlock the world. It is the passport to freedom.”– Oprah Winfrey ‘Main udna chahta hoon, daudna chahta hoon, girna bhi chahta hoon, bus rukna nahi chahta!’Does this inspire you to consider studying in different countries? What if we told you that finance your study abroad dreams is entirely possible! You can explore any part of the world, choose the course you’re passionate about, and attend the university of your dreams. Your global education journey awaits! For those of you aspiring to pursue higher studies abroad but facing financial challenges, there’s a “magic carpet” that can take you to the study destination of your dreams anywhere in the world. And yes, this magic carpet can help you finance your study abroad dreams, overcoming the stressful financial obstacles in your path. Your journey to a brighter future is just a step away!! Congratulations, Aladdin’s Genie granted your wish! Realising that securing admission in top-tier institutions in foreign lands can be an enriching experience as they offer innovative learning, exquisite facilities and premier projects that enable you to get numerous opportunities, education gateway consultancies, like Lorien, intend to take off the immediate burden of financing the applicant’s higher education. USA, Canada, Australia and the UK have been the top choices for education destinations, but the Netherlands, Germany, UAE, France, Singapore, Italy and Spain are no behind in terms of learning opportunities. You must have read all about the pros of studying abroad, but let’s get practical and understand the process in depth. To begin with, the tuition fee for an overseas student is comparatively higher than that of a domestic student, but it’s completely worth it! You’ll have to spend extra for accommodation and other living expenses too. Don’t worry! This isn’t to scare you, but introduce the role of education loans in your journey to make it hassle-free! Don’t let your bank account hold you back from crossing oceans. Dive into your study abroad dreams with a loan! Types of Education Loans for Students Applying Overseas Indian students can opt for two types of loans based on feasibility, income and credit history. Eligibility, Documentation & Application Process for Students Applying Abroad Why Lorien? We ask ‘Why not?’ Being the overseas education consultancy of today’s contemporary world, we accept that even though studying abroad has its share of expenses to bear, it’s surely not out of reach with the right planning as well as guidance. Lorien provides you with personal counselling along with assistance in all documentation procedures and the best interest rates from top financial institutions. Here’s a brief overview of the key reasons you should choose Lorien:

US Study and Job Discussions: A Cautionary Tale

Dreaming of pursuing higher education in the United States? The path to your American dream may come with unforeseen challenges, especially when it comes to discussing job opportunities while studying abroad. Let’s dive into the vital information and precautions every student should be aware of before embarking on their US education journey. Mind Your Digital Footprint  Education consultants are cautioning aspiring students about their online presence and communication habits. In today’s digital age, social media plays a significant role in our lives. However, what you post and discuss online can have real-world consequences. Discussing future job prospects with friends and relatives on platforms like social media can attract the attention of US authorities, potentially leading to complications during your stay. Deportation Concerns  Deportations have become a stark reality for some students due to various reasons, including insufficient funding, fraudulent documents, job hunting on social media, and even non-compliance with university location requirements. Recent incidents, such as the deportation of 21 Telugu students from different parts of Andhra Pradesh and Telangana, serve as a sobering reminder of the importance of adhering to immigration norms and regulations. The Tuition Dilemma When planning your US education, it’s crucial to have a clear understanding of tuition costs and funding. Many consultancies may not provide detailed information on tuition expenses, assuming that students will enroll in reputable institutions. However, being well-informed about the rules and costs is essential to make an educated decision. Some state and public institutions may have high fees, while others may require substantial upfront payments. It’s advisable to explore affordable private and not-for-profit institutions that offer excellent resources. The Impact of Deportation Deportation from the US can have far-reaching consequences. Strict US rules may result in a five-year ban for those who are deported, leading to the loss of time, resources, and future prospects. This can also affect your chances of gaining admission to foreign institutions, as constant scrutiny of your passport for the deportation mark may raise questions. Visa Interview Preparedness Consultancy companies play a pivotal role in preparing students for visa interviews. It’s crucial to provide consistent and accurate answers during these interviews, as immigration officers closely scrutinize responses. Discrepancies between what is said and what is written can lead to immediate rejection. Candidates are advised to maintain consistency in their answers throughout the visa application process. Conclusion Safeguard Your American Dream Studying in the United States can be an incredible opportunity for personal and academic growth. However, it’s vital to navigate the complexities and potential pitfalls of the US education system carefully. At Lorien Finance, we understand the importance of a smooth education journey. We offer international education loan deals for Indian students planning to study abroad at competitive rates, ensuring that your path to education is financially secure. Your dreams are within reach, and with the right guidance and preparation, you can embark on your US education adventure with confidence

Preparing for study abroad? Things you should know!

You finally found the most suitable study abroad program that aligns with your goals in the country of your preference? Congratulations! We couldn’t be happier! Now that you have the acceptance letter in your hands, it’s time for you to take a breath, and figure out all you would require while preparing to embark on this journey to a foreign land. What to handle first the accommodation or the tickets or the insurance? What all documents would you need to pack? How to handle money when you’re in another country? We know, all these questions along with a lot more aren’t letting you sleep. Relax! All you’ve got to do: follow Honey Singh when he said “Hold on, easy! Take your ID, passport, credit card, passcode, your zipper & slipper….” Still puzzled? Let’s help you out! While you’re waiting for the summer to pass and for your course to roll on up, you may want to follow our Study Abroad Checklist to make sure you’re as prepared as you can be for your trip. The primary thing to ensure when flying to an overseas destination is your passport. Double check your passport’s expiration date and make sure it will last you well beyond the duration of your abroad education. If you’ve procured your study visa, superb! If not, open up a new tab to search for your destination’s study visa requirement and process or get in touch with your University coordinator. Moreover, most abroad countries require you to have adequate health insurance before you visit. Ensure your health insurance covers medical emergencies and is accepted by your study destination. As the time to fly to your dream study destination is nearing, you should aim at booking your flight tickets well in advance to find the best prices. Make sure of exploring your University calendar to check the exact dates of your course’s commencement. Also keep in mind several factors including the luggage allowance, travel documents and more for a smooth journey to your study abroad destination. If you wish to have an exceptional start to your study abroad game, conduct a detailed research on your destination country. Gather information from travel guides, your university’s pages, forums and people who studied in your dream country. Learn about cultural norms and etiquette in your destination country to avoid unintentional offence and to better integrate into the local community. Once you’ve estimated the overall cost of studying abroad, it’s time to set a realistic and optimistic budget, so you know how much you can save or how much you may need to spend in the worst case, i.e. you know how deep is your pocket. By carefully managing your expenses and making conscious spending decisions, you can make the most of your budget while studying abroad and enjoy a fulfilling experience without breaking the bank. When flying to a different country, remember that their currency would differ from yours. Don’t commit the mistake of assuming that the US dollar will have the same value when you fly to your study destination as it did when you checked the value 6 months ago. Staying informed and proactive about exchange rates, will help you manage your finances better and make strategic decisions to maximise the value of your money while studying abroad. Arranging accommodation for your abroad study program requires careful planning and consideration. Start by researching options keeping in mind the location, proximity to campus, cost, amenities and more such factors. Once you find a suitable housing option, make sure of booking it well in advance to secure your spot. Carefully review your rental agreements to understand all relevant details before signing it. Setting goals while studying abroad can enhance your experience and help you make the most of your time in a new environment. Some international students are pretty determined about what they want to do abroad, but it isn’t a big deal if you do not have your life goals set in your early twenties. Begin by reflecting on what you hope to achieve during your time in the foreign land. Make your goals SMART and prioritise them throughout your journey. Blind horses don’t get far, do they? Avoid being clueless and make the most of your study abroad experience that will benefit you long after you return home. Before you hop on that flight, figure out communication tools that could help you stay connected to your family from your destination country. Keep your loved ones updated about your experiences and achievements while studying abroad. Finally, show appreciation for the support and encouragement your family provides while you’re studying abroad! At LORIEN FINANCE, we understand that it is a transformative experience that offers boundless opportunities for personal and professional growth. From navigating new cultures to mastering academic challenges, each aspect of studying abroad presents a chance for self-discovery and enrichment. By embracing these experiences with an open mind and a willingness to learn, you’ll return home not only with memories to cherish but also with valuable skills, perspectives, and connections that will last a lifetime. Lorien supports you throughout your study abroad journey to help you seize the opportunity, embrace the adventure, and embark on a journey of discovery that will shape your future in ways you never imagined!

Guide for Indian Students Studying Abroad

In today’s globalized world, pursuing higher education abroad has transcended geographical boundaries, with an increasing number of Indian students opting to studying abroad. The allure of prestigious institutions, diverse learning environments, and enhanced career opportunities drives many to explore educational opportunities beyond the borders of their home country. However, financing such aspirations can often pose a significant challenge. This is where we, at Lorien Finance, step in, offering tailored solutions to help students achieve their academic dreams. Let’s delve into the intricacies of education finance for students seeking to study abroad, focusing on Lorien’s services and benefits. Understanding the Landscape Before diving into the specifics of education finance loans, it’s essential to grasp the broader context of studying abroad from India. Factors such as tuition fees, living expenses, currency fluctuations, and visa requirements all play a crucial role in shaping the financial considerations for prospective international students. Additionally, the choice of destination and institution can greatly influence the overall cost of education. For instance, pursuing a degree in the United States may entail higher expenses compared to options in Europe or Australia. Lorien Finance’s Role We serve as an invaluable partner for students navigating the complex terrain of funding their overseas education. Lorien specializes in providing customized loan solutions tailored to meet the unique needs of all students. Whether it’s covering tuition fees, accommodation costs, or other educational expenses, these loans offer flexibility and convenience, allowing students to focus on their studies without financial stress. Key Services Offered At Lorien Finance, we offer a wide range of services designed to simplify the loan application process and ensure a seamless student-borrowing experience. Some of the key services include: Benefits of Education Finance Loans The benefits of availing education finance loans extend far beyond immediate financial assistance. Let’s run our eyes over some notable advantages: Navigating the Application Process While the prospect of securing funding for overseas education may seem daunting, Lorien Finance strives to simplify the process and provide personalized assistance every step of the way. Here’s a brief overview of the typical application process: Conclusion To conclude, Lorien Finance is pivotal in facilitating access to international education for Indian students, enabling them to pursue their academic aspirations with confidence and peace of mind. By offering tailored loan solutions, expert guidance, and comprehensive support services, we aim to empower students to navigate the financial challenges of studying abroad and embark on transformative educational journeys. As the demand for overseas education continues to rise, the importance of education finance in realizing students’ dreams cannot be overstated. With the right financial partner, Indian students can embark on a path of academic excellence and global citizenship, laying the groundwork for a bright and prosperous future.

Leaving home to study abroad: A journey filled with emotions!

‘Papa kehte hai bada naam krega’ inspired us throughout our whole childhood to make the best man of our lives proud! Congratulations, on starting this voyage of making your loved ones proud by getting accepted into the overseas university of your dreams! It is finally that time when your parents are receiving applauding calls from all your relatives, and your parents are trying to contain their excitement. But we understand, what a rollercoaster of emotions both you and your parents must be feeling. It has finally started to hit you that you’re leaving your home, your family and friends, your country behind. Get ready with a tissue box, this is going to be one hell of an emotional read! It’s not like a trip with your friends where you’ll be back in a couple of days, it’s a major change that will take place in your life. You would be gone for a noticeable period, away for years, missing celebrating your favourite festivals with your siblings, without your mom buying new clothes for you or dad getting your favourite box of sweets! Gear up for your mom being emotional at any random time about how she’ll miss you and how home wouldn’t be the same without your echoing voice, for your dad to conceal his emotions and tell you how you will be managing everything, for your grandmother to burst into emotions, and your siblings to miss their partner-in-crime! We understand that it’s not easy, but, you must keep calm when your oh-so-sweet (or maybe not) relatives advice you on your do’s and don’ts for your study abroad journey till the time they see you off at the airport. Although you’re full of excitement to start your life in a new country and humming ‘ek zindagi meri, sau khwahishein, main puri kra’, but the reality of leaving home and being emotional is also natural. You’re also anxious about all the new things you explore in your host country from a new home to a new best friend to a foreign language to new favourite food, but, your loved ones and Lorien are always with you! So, when your family is being emotionally vulnerable, just tell them ‘Dhondu, just chill!’ And that you’ll manage it all with their blessings. That this decision of flying to a foreign land will help you get closer to your dream of making your loved ones proud, and that you love them so much, and no matter the distance, you’ll be close to them forever! At Lorien Finance, we are like your fairy godparents – we’ll bibbidi-bobbidi-boo all your study abroad needs into reality! Whatever it is that you require assistance in, we’re there with you throughout your study abroad journey! Connect with our counsellors to ease your voyage making you hum ‘Yun hi chala chal raahi, kitni haseen hai ye duniya!’ Board that plane, take the risk of a lifetime, make mistakes and ace your journey! A dream, a new country, a course and some new friends await your arrival! After all, zindagi ek safar hai suhana, yahan kal kya ho kisne jana!